Clarity first
We translate complex pension language into simple, confident decision-making.
About serenely-echo.
We are a pension planning practice based in the United Kingdom, supporting people who want clarity on retirement timelines, income choices, and long-term resilience. Our work blends technical expertise with a steady, human approach.
Independent guidance, personal focus
We stay close to clients from the first conversation to the final review, always explaining why a recommendation makes sense for their life.
Our story.
serenely-echo began as a small advisory partnership helping public sector professionals prepare for retirement. Today we serve clients nationwide while preserving the same careful, detail-led approach.
Steady growth
Over the last decade we have expanded into supporting business owners, nonprofit leaders, and individuals managing multiple pension schemes.
Client-first culture
We prefer long-term relationships, providing annual reviews that keep plans aligned with evolving policy and personal milestones.
Values that shape every recommendation.
Purposeful planning
Every plan connects financial outcomes to your life priorities and timing.
Long-term security
We balance flexibility with risk management so income remains resilient.
Leadership and specialists.
Our team blends pension transfer expertise with retirement income design.
Harriet Collins
Founder & Chartered Financial Planner focused on retirement income strategy.
Marcus Osei
Lead Analyst specialising in defined benefit scheme reviews and modelling.
Leila Noor
Client Director guiding pension consolidation and phased retirement plans.
Company milestones.
2013
Established to support NHS and university pension members.
2017
Expanded advisory services to include business owners and entrepreneurs.
2022
Introduced retirement income labs to model complex drawdown scenarios.
Why clients stay with us.
92%
Client retention across multi-year pension planning engagements.
40+
Professional partnerships with legal, tax, and estate specialists.
6,000+
Pension scenarios modelled to support informed decision-making.
Meet us in a conversation, not a sales pitch.
Our first meeting focuses on your goals and the clarity you need, not on rushing into decisions.
Schedule a meeting